Each time you register your car in South Australia, CTP insurance is automatically applied when you make your payment.
In South Australia, the Motor Accident Commission (MAC) handles CTP insurance. All drivers in Australia are required to have compulsory third party insurance by law. It covers you against claims arising from death and injury as a result of an accident, whether they be passengers, drivers or pedestrians.
You can find more information about how CTP relates to you at the South Australian Government’s website.
To be safe on the road you need to know what you’re covered for. CTP insurance will save you from having to personally pay out for injury claims made against you by others in an accident. It won’t, however, cover you for damages caused to vehicles or property. So if you want to avoid sudden expenses in the event of an accident, you need to have additional insurance. More people take out comprehensive car insurance for cover against damage to vehicles or property than any other policy in Australia. This type of insurance will give you the best level of cover if you’re unlucky enough to wind up in an accident. At comparethemarket.com.au, we give you an easy-to-use tool that lets you compare a range of insurance quotes in the one place. Try it for yourself and see if you can score a better rate on insurance.
