Starting operations in 2001, Ozicare prides itself on providing its customers with hassle-free car insurance at a price that won’t break the bank. They believe that safer drivers in Australia should not have to pay high prices for cover. Ozicare can achieve this with policies underwritten by Auto & General Insurance.
Beyond car insurance, Ozicare Insurance also sells home and travel insurance.
Ozicare Insurance offers three different levels of cover: Comprehensive, Third Party Property, Fire and Theft and Third Party Property Only. The table below shows which policies cover what events, damages and expenses you could face with your car.
| What’s covered? | Comprehensive | Third Party Property, Fire and Theft | Third Party Property Only |
| Accidental damage to your car | ✔ | ✔ (fire and theft only) | ✗ |
| Fire damage | ✔ | ✔ | ✗ |
| Theft | ✔ | ✔ | ✗ |
| Damage or loss to someone else’s property | ✔ | ✔ | ✔ |
| New car replacement* | ✔(12 mths/20,000 km) | ✗ | ✗ |
| Damage to your car caused by an uninsured driver | ✔ | ✔ | ✔ |
| Towing | ✔ | ✔ (fire and theft only) | ✗ |
| Hire car following no-fault accident | ✔ | ✗ | ✗ |
| Hire car following theft | ✔$1,000 (up to 14 days) | ✔$1,000 (up to 14 days) | ✗ |
| Emergency transport and accommodation | ✔ | ✗ | ✗ |
| Baby capsules and personal effects | ✔ | ✗ | ✗ |
| Damage to a trailer towed by the car | ✔ | ✗ | ✗ |
| Essential repairs | ✔ | ✗ | ✗ |
| Lost keys replacement | ✔ | ✗ | ✗ |
| *Includes registration, compulsory third-party insurance and on-road costs. To learn more about benefits and accurate inclusions for Ozicare car insurance policies, read the Product Disclosure Statement (PDS) and Target Market Determination (TMD). | |||
Many Australians choose Ozicare because they provide no-nonsense car insurance that gives customers peace of mind. Australians also choose Ozicare Insurance for the following extra reasons:
Like most memberships, payments can be done through credit card or periodically through direct debit. There is also an incentive to paying for your insurance policy annually as opposed to monthly.
Ozicare car insurance does cover drivers under 25 years old. However, if these drivers are behind the wheel when an accident happens, you could face additional excess payments on top of the basic excess.
To make a claim with Ozicare Insurance, you can call their dedicated car insurance line 24/7. You will need to provide some information about your incident, including:
A basic excess payment will apply to most cases when you make a claim, unless you’re involved in a no-fault accident with another vehicle. You may find that additional excesses apply depending on the circumstances of the claim, including:
To cancel your Ozicare car insurance policy, you will need to contact Ozicare Insurance over the phone. If you cancel your policy within 21 days of purchasing or renewing your insurance, you will receive a full refund (unless you’ve already made a claim).
If you cancel after the 21-day cooling-off period, you’ll receive a refund of any premium you have paid for the unused portion of your policy. You may also be charged a cancellation fee.
If you have a comprehensive car policy with Ozicare Insurance, you may be able to choose to insure your car for an agreed value. This means that you’ll know exactly what you’ll receive in a payout should your car be written off. The agreed value normally changes every time you renew your insurance policy.
Looking for a new policy or simply wanting to switch from your current one? We can help you to look for cover to suit you in just minutes.
By using our car insurance comparison service, you can compare policies from Ozicare Insurance, along with other reputable providers on our panel, with ease. Comparing a range of policies all in one place can save you time and help you weigh up coverage benefits, prices, extras, excesses and more.
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